Unifying fragmented banking services into a single, transparent platform
Innovative financial solutions empowering UAE's banking system with comprehensive product listings, real-time comparisons, and enhanced transparency.
INTRODUCTION AND PURPOSE
Bunuk is an open finance platform concept targeting the UAE market to unify financial data securely.
Bunuk is committed to full regulatory alignment, privacy, security, and consumer protection in all operations.
PLATFORM OVERVIEW
Bunuk offers a single secure platform to aggregate financial data from multiple banks in the UAE.
Users can view savings, credit cards, loans, and liabilities to get a holistic picture of their finances.
The platform uses consent-driven data aggregation via Open Finance APIs and UAE Pass authentication.
Bunuk enhances transparency and empowers users without holding funds or providing financial advice.
TARGET AUDIENCE
Bunuk serves all UAE residents who have or seek bank accounts, including expatriates and nationals.
The platform consolidates financial data from multiple banks into one easy-to-use interface for better management.
Bunuk supports users at all financial stages, from first-time account holders to experienced investors.
The platform offers product comparison and visibility tools to help users make informed banking decisions.
CORE VALUE PROPOSITION
Financial data in the UAE is fragmented across multiple banks, creating challenges in managing overall financial health.
Bunuk offers a single dashboard aggregating all financial data, enhancing transparency and simplifying management.
The platform provides actionable insights, enabling users to optimize banking relationships and make informed choices.
KEY PLATFORM CAPABILITIES
Users authenticate through UAE Pass for strong identity verification and regulatory compliance.
Users provide explicit consent to link financial accounts via official Open Finance APIs.
The platform aggregates, cleans, and categorizes financial data into an easy-to-navigate dashboard.
Users retain full control, with the ability to revoke access anytime, ensuring privacy and security.
BANK PRODUCT DIRECTORY
Bunuk provides detailed listings of accounts, credit cards, loans, and other financial products across UAE banks.
Bunuk offers unbiased, up-to-date information to help consumers make informed banking decisions.
The directory promotes transparency by enabling objective comparison based on features, fees, and eligibility criteria.
By enhancing transparency, Bunuk encourages healthy competition among UAE banks for better services.
DATA PROTECTION & USER CONTROL
Bunuk ensures users have full control over their personal and financial data through strict consent-based access.
All data is encrypted in transit and at rest, complying with UAE regulations and international security standards.
Bunuk avoids sharing user data without informed consent, building trust among consumers and regulators.
The platform undergoes regular security audits and updates to address emerging threats and vulnerabilities.
CLARIFYING SCOPE
Bunuk clearly states it is not a bank and does not provide traditional banking services or handle customer funds.
Bunuk does not offer financial advice or make lending decisions, focusing solely on data aggregation and comparison.
Clear scope limits help Bunuk minimize regulatory risks and align with Central Bank expectations for fintech providers.
MEET THE TEAM
Bunuk is led by a founder-operator and core contributors with 50+ years of combined experience across regulated banking operations, payments systems, risk management, compliance, data analytics, and full-stack product design, software engineering, and platform architecture. The team brings practical experience in UAE bank account opening, open finance data aggregation, regulatory-aligned execution, information security, and consumer protection, enabling responsible platform development under supervisory oversight.
Founder & Operator
Payments & Banking Operations
AI & Data Analytics
Banking Partnerships
Venture Risk & Strategy
Technology & Engineering
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